The American Express Blue Cash Everyday card is an excellent offering for those looking to earn everyday rewards and take advantage of cash back bonuses. With no annual fee, you can use the card to make purchases online, over the phone or in stores without worrying about any extra costs. The credit card offers a variety of benefits, ranging from cash back on purchases to travel perks and more.
When considering whether or not this credit card is right for you, it’s important to assess all of its pros and cons:
Pros:
– Earn up to 3% cash back on U.S. supermarket purchases (on up to $6,000 per year)
– Earn 2% cash back at U.S. gas stations and select U.S. department stores
– Earn 1% on all other purchases
– Get special perks such as travel protection, access to exclusive offers and discounts, and more
– No annual fee
Cons:
– High APR of 26.49% (variable)
– Foreign transaction fees of 2.7%
– $200 bonus cash back offer requires you to spend $2,000 in the first three months after opening an account
Rewards
When it comes to rewards, American Express Blue Cash Everyday cardholders can earn up to 3% cash back on U.S. supermarket purchases (on up to $6,000 per year), 2% cash back at U.S. gas stations and select U.S. department stores, and 1% on all other purchases. Plus, get access to exclusive offers and discounts, travel protection, and more.
Conclusion
In conclusion, the American Express Blue Cash Everyday credit card is a great option for those who want to earn rewards while avoiding an annual fee. It offers low APR rates and generous cash back bonuses for everyday purchases like groceries or gas. However, it’s important to keep in mind that there are foreign transaction fees when using this card internationally along with a high APR of 26.49%. Be sure to weigh both the pros and cons before making your decision on which credit card is right for you!