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Navigating the Evolving Landscape of Wellness and Med Spas
As a wellness spa or med spa owner, staying ahead of the curve is crucial for your business’s success. The health and wellness industry is constantly evolving, with new treatments, technologies, and consumer preferences emerging at a rapid pace. To thrive in this competitive market, spa owners must not only keep up with the latest…
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The Sole Proprietor’s Guide to Securing Business Financing
As a sole proprietor, you’re the captain of your own ship. You’ve got the freedom to steer your business wherever you want, but let’s face it – sometimes the waters get choppy, especially when it comes to financing. If you’re nodding your head right now, you’re not alone. Let’s dive into the world of sole…
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Swish Funding’s Best Credit Cards of July 2025
Navigating the many different credit card options can be daunting, especially when each card is geared towards a different consumer profile and perks can wildly vary. To help, we created this list of the top credit cards to consider based on their respective categories. Best Credit Cards of Ink Business Preferred® Credit Card: Best…
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Importance of Opening a Business Line of Credit for Small Businesses
Opening a business line of credit is an ideal option for small businesses looking to grow and expand their operations. It provides a constant source of liquidity, allowing you to fund regular expenses or take advantage of unexpected opportunities without having to wait for reimbursement from customers or lenders. A business line of credit also…
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Do You Need Fast Funding For Your Small Business?
Getting fast funding loans for your small business can be a difficult and time-consuming process. That’s why it is important to understand the different types of loan options that are available to you as a small business owner in order to make a decision about which loan is best for your needs. Merchant Cash Advance…
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Working Capital Term Loan For Small Businesses
A Capital Term Loan (CTL) is a financial product designed to provide long-term financing to small businesses. It is a loan that provides working capital or funds for specific business activities such as purchasing equipment, expanding facilities, or covering operating expenses. CTLs are typically secured by collateral and have terms ranging from six months to…
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Pros and Cons of Asset Based Loans For Your Small Business
Asset-based loans are a great financing option for small businesses who don’t have a good credit score or enough cash flow to qualify for traditional bank loans. They are secured loans, meaning that the lender has collateral—in this case, the borrower’s assets—to back them up in case of default. This makes asset-based loans a great…
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Is Merchant Cash Advance Right For Your Small Business?
A Merchant Cash Advance (MCA) is a financial solution for small businesses that provides quick access to capital. It’s a lump sum loan that is repaid from the future credit card sales of the business. The repayment rate is flexible and tailored to fit with the cash flow of your business, meaning you can pay…
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How Do Interest Rates Affect Small Businesses?
Interest rates have a significant impact on small businesses. When interest rates rise, it can become more difficult and expensive for small business owners to borrow money. This means that the cost of borrowing funds for expansion or investment in new products and services is increased. Additionally, rising interest rates can make it more difficult…