The American Express Blue Card preferred is one of the best credit cards on the market. It offers a variety of rewards and benefits that make it stand out from the competition. With no annual fee, a low APR, and generous cash back rewards, it’s hard to beat this card for its value.

Before you decide whether or not this is the right credit card for you, let’s take a look at some of the pros and cons associated with it.

Pros:

– No annual fee

– Low APR

– Generous cash back rewards up to 3% when used at supermarkets, 2% when spent on gas stations/select department stores, and 1% everywhere else

– Ability to add additional credit cards to the account with no extra charge

– No foreign transaction fee

– Amex Offers, which allow you to get extra rewards and discounts

– Access to Priority Pass membership for airport lounge access

Cons:

– Must have good credit score in order to be approved for the credit card

– High late payment fees of up to $40 per occurrence

– Cash advance APR is higher than normal interest rate

– Limited international acceptance outside of US

-$6,000 spending cap on the U.S. supermarket bonus category

Rewards

The best part about having this card is that you’ll earn generous rewards on every purchase. With 3% cash back at supermarkets, 2% at gas stations and select department stores, and 1% everywhere else, it’s easy to rack up rewards. Additionally, you’ll have access to Amex Offers which provide extra discounts and rewards when you shop at select retailers.

Conclusion

The American Express Blue Card preferred is an excellent choice for anyone looking for a credit card with generous rewards and no annual fee. It has plenty of pros that make it stand out from the competition, including low APR, cash back rewards on purchases made in certain places, access to Amex Offers, and airport lounge access with Priority Pass membership. However, it does come with some cons such as high late payment fees and limited international acceptance outside of the US. If you’re looking for a great credit card with plenty of rewards and benefits, then this card is worth considering.

Overall, the American Express Blue Card preferred is a great option for anyone looking for a credit card with plenty of rewards and benefits. With no annual fee, generous cash back rewards, and access to Amex Offers, it’s hard to beat this card when it comes to value. So if you’re looking for a reliable credit card that offers plenty of rewards and benefits, then the American Express Blue Card preferred should be at the top of your list.